Manuals
Find the current and archived editions of the National Flood Insurance Program (NFIP) manuals covering flood insurance, claims, litigation and accounting.
Flood Insurance Manual
Stay up to date with the official NFIP guide for agents and insurers. The manual includes the latest underwriting rules, rating methods and policy guidance to help you accurately write, service and renew flood insurance policies.
Current editions
Flood Insurance Manual – Effective April 1, 2024 Pricing Methodology
Prior Flood Insurance Manuals and edit specifications
- Change 24, April 1, 2019 (PDF 176 KB)
- Change 23, October 1, 2018 (PDF 339 KB)
- Change 22, April 1, 2018 (PDF 247 KB)
- Change 21, October 1, 2017 (PDF 40 KB)
- Change 20, October 1, 2016 (PDF 320 KB)
- Change 19, April 1, 2016 (PDF 106 KB)
- Change 18.1, November 1, 2015 (PDF 30 KB)
- Change 18, November 1, 2015 (PDF 179 KB)
- Change 17.3, April 1, 2015 (PDF 43 KB)
- Change 17.2, April 1, 2015 (PDF 114 KB)
- Change 17.1, April 1, 2015 (PDF 74 KB)
- Change 17, April 1, 2015 (PDF 212 KB)
- Complete Edition: Revision 8 — May 1, 2004 through Change 16, Effective January 1, 2015 (PDF 2.7 MB)
Write Your Own (WYO) Accounting Resources
Your complete reference for NFIP WYO accounting. The manual covers required procedures, reporting standards and compliance guidance. Pair it with related resources below to get a full picture of NFIP accounting and policy pricing.
Related Links:
Additional Accounting Manuals
- WYO Financial Control Plan, November 2022 (PDF 423 KB)
- Financial Control Plan Requirements & Procedures, June 2008 (PDF 748 KB)
- TRRP change 31, April 1, 2019 (PDF 1,193 KB)
- TRRP change 30, October 1, 2018 (PDF 574 KB)
- TRRP change 29, April 1, 2018 (PDF 627 KB)
- TRRP change 28, October 1, 2017 (PDF 153 KB)
- TRRP change 27, April 1, 2017 (PDF 72 KB)
- TRRP change 26, October 1, 2016 (PDF 651 KB)
- TRRP change 25, April 1, 2016 (PDF 493 KB)
- TRRP change 24.1, November 1, 2015 (PDF 333 KB)
- TRRP change 24, November 1, 2015 (PDF 679 KB)
- TRRP change 23.3, April 1, 2015 (PDF 24 KB)
- TRRP change 23.2, April 1, 2015 (PDF 47 KB)
- TRRP change 23.1, April 1, 2015 (PDF 53 KB)
- TRRP change 23, April 1, 2015 (PDF 958 KB)
- Complete Edition, Revision 4 — October 1, 2001 through Change 22, Effective January 1, 2015 (PDF 4.6 MB)
Current Claims Manuals
Get the latest NFIP claims procedures all in one place. The June 2025 Claims Manual offers practical guidance, standards and best practices to help you support policyholders through every step of the claims process.
Pair this manual with the official commentary for added context: FF. Standard Flood Insurance Policy (SFIP) Commentary relating to the October 2021 Dwelling Form
Appendices for NFIP Claims Manual and Old Claims Manuals
- Appendix A: Adjuster Fee Schedule
- Appendix B: FEMA Policy Guidance for Closed Basin Lakes
- Appendix C: Increase Cost of Compliance (ICC) Fee Schedule
- Appendix D: Bulletin W-13025a Structural Drying
- Appendix E: NFIP Claims Forms for Adjusters and Policyholders
- Appendix F: Policyholder Rights
- Appendix G: Assignment of Coverage D
- Appendix H: ICC Policyholders Processing Checklist
Litigation Manual
- NFIP Litigation Manual, January 2023 (PDF 1MB)
- NFIP WYO Litigation Manual, Effective 2018 (PDF 1.5 MB)