Information for Lenders
Find essential flood insurance resources for lenders from flood zone determination tools, FEMA maps, the Community Status Book and more.
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Standard Flood Hazard Determination Form (SFHDF) i Instructions
FEMA Form 086-0-32 is used by lenders to determine and document a property's flood zone status.
This form needs to be downloaded and opened directly in Adobe Reader because it will not open in Edge or other browser-based readers.
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What to to know before you build in a floodplain
Learn how to reduce flood risk and protect wildlife by considering habitat in development and floodplain planning.
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Community Status Book
Check if your community participates in the NFIP and if it is in good standing to offer government-backed flood insurance.
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FEMA Map Service Center
Access official FEMA flood maps, search by address, and download Flood Insurance Rate Maps (FIRMs), Flood Insurance Study (FIS) reports and other flood zone data.
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Flood map information
Learn about FEMA flood maps, how they’re created and how to use them to understand your flood risk.
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Flood zone determination companies
Find companies authorized to provide official flood zone determinations for lenders and property owners.
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Understand flood risk with data
Explore flood maps, data tools and updates to help clients understand risk and make informed coverage decisions.
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NFIP & Regional Offices
Find contact information for FEMA offices, programs and support services by topic or location.
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What does flood insurance cover
Get a high-level overview of what's covered and not covered under the Standard Flood Insurance Policy (SFIP).
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Commercial property summary of coverage
See what NFIP covers for commercial properties, including building, contents and common coverage limitations.
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Group Flood Insurance Policy (GFIP) Summary of Coverage
Learn more about the GFIP, what’s covered under this policy and the elegibility requirements.