Become Eligible to Sell Flood Insurance
Any licensed property and casualty insurance agent can sell National Flood Insurance Program (NFIP) flood insurance.
Before getting started, check if your state requires flood insurance training. Review your state’s specific requirements and check with your Department of Insurance for the most up-to-date information.
Write Your Own (WYO) Program
Insurance agents can contract with private insurance companies participating in FEMA’s WYO Program.
NFIP Direct Servicing Agency (NFIP Direct)
Insurance agents can contract directly with FEMA and the NFIP by signing up to write with NFIP Direct.
NFIP Agent Training Courses
FAQs about eligibility
The WYO Program allows participating property and casualty insurance companies to write and service flood insurance policies in their own names.
The insurance companies receive an expense allowance for policies written and claims processed. The federal government retains responsibility for underwriting losses.
The WYO Program operates as part of the NFIP and is subject to its rules and regulations.
There are more than 48 private insurance companies participating in the WYO Program.
Agents can contact NFIP Direct by calling 1 (800) 638-6620.
Professional development for agents
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State training and education
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Check your state’s rules for NFIP flood insurance agents. Each state has its own training requirements.
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WYO bulletins
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Stay up to date on the latest program changes or offerings.
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NFIP email updates
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Sign up for emails from the NFIP’s Marketing & Outreach Branch for the latest from the program.
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Associate in National Flood Insurance (ANFI)
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Get certified to strengthen your flood insurance knowledge and skills. (FEMA shares resources for convenience but does not endorse specific organizations.)
