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Write Your Own Flood Insurance Company List

The Write Your Own (WYO) Program, established in 1983, is a partnership between FEMA and private property and casualty insurers. It allows participating companies to issue and service Standard Flood Insurance Policies (SFIPs) under their own names. While the federal government retains responsibility for underwriting losses, companies receive an expense allowance for writing policies and processing claims. The program operates under NFIP rules and regulations.

List of property and casualty insurance companies that can write and service National Flood Insurance Program (NFIP) Standard Flood Insurance Policy (SFIP). The NFIP provides access to the WYO Program Company Arrangements, documents that assist participating Write Your Own (WYO) insurance companies in underwriting federal flood insurance. 

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