Real Estate Agent Toolkit
Flood preparedness resources for real estate professionals.
Find resources and materials to show the value of flood insurance, explain requirements, help clients prepare for a flood and guide them on their recovery.
Understanding & promoting flood insurance
A variety of assets designed to help real estate professionals educate clients about flood risk and the importance of having flood insurance, wherever you live. Includes information on FEMA and the National Flood Insurance Program (NFIP), their roles in providing coverage, brochures, social media graphics, and marketing materials to support informed home buying decisions.
- agents.floodsmart.gov Webpage & NFIP Resource Library
Browse a collection of educational and marketing-focused materials for agents.
Visit website - Floodsmart.gov
Direct clients to the NFIP's consumer-friendly site to learn about flood insurance and the risks of flooding.
Visit website - How can I pay less for my flood insurance
Explore how mitigation efforts can lower your clients’ flood insurance premiums.
Learn how - How to buy flood insurance
Share how clients can purchase flood insurance and find a provider.
Find a provider - National Flood Insurance Program - FEMA LinkedIn
Follow NFIP's social media account and stay in the loop with the latest flood insurance updates, resources and more.
Follow the NFIP - Flood awareness social media toolkit
Social media posts to raise awareness about flooding, flood risk and how flood insurance helps in recovery.
Download the toolkit - Why buy flood insurance
Review the importance of flood insurance and the different types of coverage available.
Read more - Historical claims and trends
The NFIP's tool can help you raise awareness about the importance of flood insurance.
View trends and claims - FEMA Flood Map Service Center (MSC)
Use the MSC find official flood maps and learn about flood risks.
Find a floodmap
- Flood risk: What is flash flooding?
Learn how rain turns can lead to flash floods.
Watch video - Flood risk: What is riverine flooding?
Understand how rivers cause flooding every year.
Watch video - Floods can move mountains: Know your risk of mudflow
Find out how wildfires can lead to an increased risk of mudflow.
Watch video - Hidden risks can cause flooding
Be aware of hidden flood risks in your community.
Watch video - Why you should consider getting flood insurance
Hear from survivors how flood insurance helps you recover after a flood.
Watch video
- Answers to Questions About the NFIP
Explore this in-depth document responding to frequently asked questions about the NFIP.
English PDF | Spanish PDF - Questions & Answers About the NFIP for Real Estate Professionals
Browse popular questions other real estate professionals have asked about flood insurance and how it can affect your business and clients.
English PDF | Spanish PDF - FEMA Everyone Needs Flood Insurance Fact Sheet
Explain the importance of purchasing flood insurance and how to buy a policy.
English PDF | Spanish PDF - NFIP Fast Facts on Floods & Flood Insurance Infographic
Learn important facts about flood risk and dismiss common myths of flooding and flood insurance coverage.
English PDF | Spanish PDF | Chinese (simplified) PDF | Chinese (traditional) PDF | Korean PDF | Vietnamese PDF - NFIP Why Do I Need Flood Insurance? Brochure
Share this brochure highlighting the risks of flooding and the value of flood insurance.
English PDF | Spanish PDF | Chinese (simplified) PDF | Chinese (traditional) PDF | Korean PDF | Vietnamese PDF - NFIP Protect the Life You've Built Brochure
Promote flood insurance coverage to homeowners, business owners and renters.
English PDF | Spanish PDF | Chinese (simplified) PDF | Chinese (traditional) PDF | Vietnamese PDF - Document and Insure Your Property
Review specific steps property owners can take to document and insure your valuables before a disaster.
English PDF - FEMA NFIP Understanding Elevation Certificates Fact Sheet
Read how property owners may be able to reduce flood insurance premiums with Elevation Certificates.
English PDF | Spanish PDF - Types of NFIP Flood Insurance Infographic
Learn about the various types of flood insurance options available to renters, business owners and homeowners.
PDF - Most Homeowners Insurance Does Not Cover Flood Damage Postcard
Dispel the common misconception that homeowners insurance covers flood damage.
English PDF | Spanish PDF - Flood Insurance for Homeowners: What's Covered? Infographic
Use this infographic as a brief overview of flood insurance coverage for homeowners.
English PDF | Spanish PDF - NFIP Flood Insurance for Renters Brochure
Share this brochure with clients living in rental units to help them understand the importance of flood insurance.
English PDF | Spanish PDF | Chinese (simplified) PDF | Chinese (traditional) PDF | Korean PDF | Vietnamese PDF - Flood Insurance for Renters: What's Covered? Infographic
Discover what valuable belongings a contents-only flood insurance policy can protect for renters in the event of a flood.
English PDF | Spanish PDF - NFIP Flood Insurance for Condominium Associations Brochure
Educate condo associations on how an NFIP insurance policy can help protect against the full financial cost of flood damage.
English PDF | Spanish PDF - Condo Association Flood Insurance Policies Don't Protect the Belongings in Your Home Postcard
Explore this in-depth document responding to frequently asked questions about the NFIP.
English PDF | Spanish PDF
Prepare clients before a flood with actionable, easy-to-Share resources
Empower your clients to plan ahead with simple guides on disaster readiness, personal safety, and financial preparedness. Includes practical tips before, during, and after a flood—plus multilingual resources to reach more households.
- 12 Ways to Prepare Postcard
Discover 12 steps everyone can take before a disaster and after a flood.
PDF - Be Prepared for a Flood Fact Sheet
Distribute information on staying safe before, during and after a flood.
PDF - Emergency Financial First Aid Kit
Distribute information on staying safe before, during and after a flood.
Browse PDFs
Resources to help clients recover, rebuild and navigate flood claims
Give clients clear, reliable guidance after a flood—covering claims, repairs, cleanup, and what’s covered. Includes fact sheets and guides on flood insurance coverage, mudflows, basement claims, and how to
- After a flood
Share information about how to start a flood insurance claim and tips on what clients can do before and after a flood.
Read more
- Meeting with a flood insurance adjuster
Understand the timeline of meeting with a flood insurance adjuster after a flood event.
Watch video
- FEMA Appealing Your Flood Claim Fact Sheet
Learn what policyholders can do when their flood insurance company denies all or part of their claim.
Download the PDF - NFIP Rebuilding Safer & Stronger After a Flood Guide
Assist property owners after a flood with information on cleanup, damage determinations and rebuilding.
English PDF | Spanish PDF - FEMA Understanding Mudflow and the NFIP Fact Sheet
Learn more about mudflows and if it's covered by the NFIP.
Learn more - What Does Flood Insurance Cover in a Basement? Fact Sheet
Know more about how the NFIP defines a basement and which items within them are covered.
English PDF | Spanish PDF - Wind Damage Versus Floodwater Damage: What to Know When Filing a Claim Fact Sheet
Discover how clients can distinguish between wind and floodwater damage, report flood damage, work with adjusters and more.
English PDF | Spanish PDF
Governing the NFIP
Explore the foundational laws and legislative milestones behind the NFIP. Read about the history of federal flood insurance legislation, from the original 1968 Act to modern reforms. It highlights how Congress has shaped the program through affordability efforts, risk-based pricing, and disaster recovery statutes.
A number of laws have been passed to strengthen the National Flood Insurance Program (NFIP), ensure its fiscal soundness and inform its mapping and rate-setting through expert consultation, reports and studies.
- Flood Insurance Reform Act of 2004 (FIRA)
Review this legislation that strengthened the NFIP.
Read the Laws and Regulations