Maximizing Your Reach and Resources
Your clients may not realize it yet, but their homeowners or renters insurance likely doesn’t cover flood damage. Flooding is the most pervasive natural disaster in the U.S., and floods can happen anywhere.
For your clients to truly understand their need for flood insurance, they need to understand what a flood would mean for them. Homes and businesses alike need flood insurance to protect them from the financial woes that come with rebuilding.
Here are some answers to questions you might have about flood insurance;
Why Do My Clients Need Flood Insurance?
- As a financial safeguard
- Flood insurance covers direct physical losses caused by floods and losses resulting from flood-related erosion. Rebuilding after a flood is expensive and not covered by homeowners, renters or business insurance. By having flood insurance, your clients are making a wise choice about their financial future.
- For peace of mind
- Knowing they’re protected from flooding can leave your clients with a sense of peace, no matter what flood zone they are in.
- To meet lender requirements
- All government-backed mortgages in high- to higher-risk areas require flood insurance. If your clients don’t know what flood zone they’re in, bookmark FEMA’s handy Flood Map Service Center webpage to lead that conversation.
What Can I Do to Maximize My Impact?
- Use the NFIP’s resource library
- Stay ahead by leveraging the variety of tools available in the NFIP’s Resource Library .
- Sign up to receive the latest updates on your inbox
- Be the first to know when there is an update on our resources, sign up here: https://agents.floodsmart.gov/sign-up
What Do I Need in Order to Sell Flood Insurance?
- Use our free educational and training materials
- Review recorded agent training webinars to remain on the cutting-edge of flood insurance and hear about all the latest developments in flood risk assessment and insurance protocols.
- Leverage social media for your professional growth
- By harnessing the power of social media, you amplify your reach and influence.
- Get a leg up by downloading free materials related to multiple types of flooding, like hurricane flooding, river flooding, disaster response and more.
As an insurance agent, using these resources can significantly enhance your business. Utilize these free NFIP resources, and you can position yourself as a leading flood insurance expert in your community. For all your questions and more, sign up for regular updates from the NFIP.
