Flood Insurance for Renters
Floods are the most common and costly natural disaster in the United States. However, standard renters insurance does not cover flood damage leaving many renters stuck with significant out-of-pocket expenses.
Use the National Flood Insurance Program (NFIP) resources below to help renters know what their flood risks in their area and the policy options available to them.
Flood insurance for renters brochure
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Know the risk
Towns, cities, and suburbs have more development, more concrete, and fewer places for water to go, which means heavy rain can become a flash flood in minutes. This video can help your clients in metropolitan areas understand their risk.
Talking points
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Almost 30% of all NFIP claims come from outside high-risk flood areas.
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Renters insurance, also called contents coverage, can protect renters from thousands of dollars in flood damage.
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The landlord’s flood insurance will protect the building, but not the personal belongings.
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Renters flood insurance is separate from your renters insurance.
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Continue the conversation with your clients using our talking points.