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Know the Risks of Flood After Fire in Hawaii

Did you know properties in or near wildfire areas have increased flooding risks?

Illustrated rural house flooding after a fire, city silhouetted in background

When the ground is scorched by fire, it is no longer able to absorb water. Residents in Hawaii living downstream and around affected areas may experience flash flooding and mudflows for up to five years or more after a wildfire.

Most homeowners and renters insurance policies do not cover flood damage. There is typically a 30-day waiting period after the date of purchase. Help your community understand why buying or renewing flood insurance can help protect the lives they've built.

Use the resources below to:

5 Years

Flood risk remains significantly higher until vegetation is restored, about five years or more after a wildfire.

7.5 Million

According to NOAA.gov, in 2022 alone, 66,255 fires burned more than 7.5 million acres across the United States.

Know the risks

Burnt, charred ground can’t absorb water, making rainfall more dangerous in communities affected by wildfires. See how flood insurance can give financial protection and peace of mind.

Talking points

  1. Most homeowners and renters insurance policies do not cover flood damage.

  2. There is typically a 30-day waiting after the date of purchase.

  3. Flood risk remains significantly higher until vegetation is restored, about five years or more after a wildfire.

    Continue the conversation with your clients using our talking points.

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