Flood Zones and Maps

When flood maps are updated, agents can play a critical role in helping clients understand their new flood risk – whether their flood risk is increasing, decreasing, or staying the same.

With Risk Rating 2.0: Equity in Action, FEMA now has the capability and tools to address rating disparities by incorporating more flood risk variables like flood frequency, multiple flood types — river overflow, storm surge, coastal erosion, and heavy rainfall — and distance to a water source, as well as property characteristics such as elevation and the cost to rebuild.

This means that although flood mapping data will still be necessary and essential for communities, and Flood Insurance Rate Maps (FIRMs) will continue to be used for mandatory purchase requirements, building code requirements, and floodplain management requirements, flood maps will no longer be the most significant factor in rating premiums.

Map Updates: Keep Clients Informed

Learn more about upcoming map updates in your area.

Map Updates: Resource Library

Resources to help clients understand their flood insurance options.