Hurricane season brings significant risks, and flooding is one of its costliest consequences. As the chances of extreme weather are greater, it is crucial for people to be proactive in reducing their flood risk. Here are the top strategies you can talk to your clients about, to help them prepare for hurricane season and protect the lives they've built.
- Stay Informed and Plan Ahead
Knowledge is power. The first key step in reducing flood risk during hurricane season is to stay informed about weather forecasts. Be attentive; keep a close eye on local news and other meteorological forecasts. Encourage your clients to stay ahead of the curve by creating a comprehensive emergency preparedness plan. This plan can include evacuation routes, creating and maintaining an emergency kit and establishing communication channels with friends and family.
It also means keeping important documents safe. A waterproof container can ensure copies of key documents (like a flood insurance policy) are protected and available after a storm. This can be a crucial step in starting to rebuild after a flood.
- Enhance Flood Protection Infrastructure
Coastal communities know that investing in resilient flood protection infrastructure is vital. Individuals and their communities alike should consider implementing measures to mitigate flood risk. A community can prepare by maintaining flood walls and storm surge barriers, and individuals can prepare by getting SET.
Getting SET means taking the time to prepare the home itself. Elevating and anchoring appliances and tossing out debris from gutters can ensure one's home is ready for the rain.
- Encourage Flood Insurance Coverage
The most critical step in preparing for hurricane season is to have a flood insurance policy. Most standard homeowners insurance policies do not cover flood damage. This can leave homeowners footing a hefty bill to recover after a flood. It is therefore essential to have a flood insurance policy. Educate your clients about the benefits and necessity of flood insurance, to minimize their stress and financial burden after a flood.
Reducing flood risk during hurricane season is easy; all it takes to get started is talking to your clients. Flood insurance policies have a 30-day waiting period before going into effect, so call your clients today to prepare them for whatever the season brings.