5 Talking Points to Share with Your Community During Hurricane Season

This year’s Hurricane Season is underway – which means that there is increased flood risk to your community. Use these National Flood Insurance Policy talking points to reach out to members of your community this hurricane season and encourage them to protect their nest with flood insurance. 

1. Make sure there are no coverage gaps. Property owners may think they’re protected by their existing lines of coverage when they are not. Most renters or homeowners' insurance won’t cover damage caused by flooding. Remind your community flood insurance is the best way to ensure coverage in the event of a hurricane or hurricane related flood event. 
2. A little rain can do a lot of damage. While an inch of water in your home might not seem like a lot, it’s enough to cause about $25,000 worth of damage to an average size home. This is damage that could be covered by a flood insurance policy. 
3. Where it can rain, it can flood. Hurricanes are not just a coastal problem as they can bring intense rain many miles inland. In fact, more than 40% of flood claims come from outside of the high-risk flood zone.
4. Hurricanes threaten already at-risk coastal communities.  Hurricanes can bring heavy rains, high winds, and storm surges that cause tides to swell and push water on shore. And big waves can erode natural barriers, leaving coasts more vulnerable to future storms and flooding.
5. There are hidden flood risks in your area. New housing developments, outdated drainage systems, and changes in weather patterns,  such as increasingly stronger and more destructive hurricanes, are just a few of the hidden risks that can put one’s home in danger of flooding, Flood insurance is a surefire way to protect one’s home, even when it doesn’t face obvious risks for flooding.

For more resources to use when reaching out to your community this hurricane season visit FloodSmart | Hurricane Season Marketing Campaign.