Your clients don't have to be afraid of flooding anymore

Floods have the potential to wreak havoc in people’s lives and on their properties. In recent years, it feels like floods are happening both more frequently and with more severity. For homeowners, renters and businessowners alike, the financial burden associated with flood damage can be overwhelming. In fact, it’s estimated that 25% of businesses impacted by a flood never reopen. With your help, your clients will have one less thing to be afraid of this year. Below are the top three reasons why your customers can rest easy with a flood insurance policy, knowing they’re protecting the lives they’ve built. 

Financial Stability After a Disaster

• Flooding is expensive. Even without causing severe damage to properties, even just a single inch of water can cause roughly $25,000 of damage. A National Flood Insurance Program (NFIP) policy is a financial safety net that can provide coverage for both a structure and its contents. This means that once your clients buy flood insurance, they’re better equipped to deal with the aftermath of a flood. 

Clear and Defined Coverage

• An NFIP policy is written to ensure your clients have a clear understanding of what is covered. This transparency eliminates ambiguity, giving them the ability to make an informed decision about their flood protection needs. The NFIP even provides resources to help summarize what’s covered that you can share with your clients. 

Consistency 

• Filing insurance claims can be overwhelming, especially when your clients are in shock after a flood. The NFIP's claims process ensures that people can navigate the process with relative ease. The program has established guidelines for assessing damages, which makes it easier for homeowners to receive the compensation they are entitled to. This predictability allows consumers to focus on recovery instead of battling with complicated claims procedures.

Your clients have plenty of things to fear, but with your help, they won’t have to be afraid of flooding any more. A flood insurance policy is more than just a financial decision—it gives them peace of mind.