Get Started: The Basics of NFIP Flood Insurance

Just like homeowners, life, and auto insurance, flood insurance is an important part of your portfolio to protect your clients while building your business.

Why sell, service, and support flood insurance?

  • Help your current clients understand how they could benefit from expanding their coverage to include a flood policy. There is no rate competition with flood insurance which gives you – and your customers – peace of mind.

  • If it can rain, it can flood. In fact, between 2015 and 2019, people outside of high-risk flood areas file nearly 40% of all National Flood Insurance Program (NFIP) flood insurance claims, and receive one-third of Federal Disaster Assistance for flooding.

    That’s why the NFIP is working to double the number of properties protected from flood loss—and agents are an important part of this effort.

  • By offering flood insurance as part of your portfolio, you can make your clients aware of a key vulnerability in their coverage that will more fully protect them, building trust and increasing potential for additional sales.

  • Your clients trust you to keep them informed about the protection they need and to offer that protection. They also expect you to have the technical knowledge you need to accurately sell and service flood insurance.

    The top two Errors and Omissions (E&O) pitfalls are not offering coverage and not offering the right amount of coverage. As a well-trained and motivated flood agent, you can protect yourself from possible E&O-related lawsuits.

About Flood Insurance

Understand coverage and cost for residential and commercial properties.

About Flood Risks

Learn more about flood risk and how to overcome common client misconceptions.

Why Buy Flood Insurance

Flood insurance is worth it—for the protection and peace of mind it brings.

Flood Agent Testimonials

Case studies and testimonials from agents, clients, and flood survivors.

Become a Flood Insurance Agent

Learn how you can add flood insurance to your business portfolio.

Starter Kit: Key Documents

Download the resources and tools you need to get started selling flood insurance.