How to Write a Flood Insurance Policy
Get the tools and guidance you need to write flood insurance policies, whether you're an experienced flood insurance agent or new to the field. Learn how to meet your clients’ needs, simplify the process and take the guesswork out of writing a policy.
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Resources for writing a policy
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Take the guesswork out of writing a flood policy. Use these tools to ensure clients get the right coverage.
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Elevation Certificates (ECs)
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Learn how ECs impact flood risk, insurance costs and eligibility for discount and how to get one for your clients.
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Pricing
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Learn more about the National Flood Insurance Program (NFIP) pricing methodology, view the forms and guides that align rates with flood risk.
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Reducing insurance costs
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Help clients learn how to reduce flood insurance costs.
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Participating WYO Insurance Companies
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Browse the list of insurers approved to write and service NFIP flood policies through the Write Your Own (WYO) program.
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Support for writing policies
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Need help writing a flood policy? Contact your FEMA Regional Support Liaison for expert guidance.
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Denials
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Learn when flood insurance can be denied under Section 1316 and how to resolve issues to restore coverage.
