Help Your Clients Protect the Lives They’ve Built from Climate Change

Floods are the most common and costly natural disaster in the U.S. The risk of flooding is constantly increasing due to climate change: rising sea levels, wildfires, changing precipitation patterns and more.

Climate Change Image

Prepare your clients for the rising risk of flooding due to climate change.

Use these resources to help your community understand why buying or renewing flood insurance can help protect the lives they've built:

98%

of all counties have experienced a flood event

4%

of homeowners have flood insurance.

flooded houses and trees

Climate Change: Flood Protection

Protect your home from the increasing frequency and severity of floods caused by Climate Change impacts such as rising sea levels.

Flood Insurance helps ensure your home is financially protected from the climate hazards of today and tomorrow: floodsmart.gov/climate-change

a house with floodwater up to front porch steps

Climate Change: Financial Protection

Flood insurance fills in the gaps of most homeowners insurance to offer you the peace of mind you deserve.

Talk with your flood insurance agent today to get financial protection from immediate and future climate risks. floodsmart.gov/climate-change

a flooded tree-lined street

Climate Change: Road to Recovery

Unsettling Climate Change trends continue to increase Flood Risk throughout the country, so don't let your home go unprotected. FloodInsurance ensures that the road to recovery starts sooner. floodsmart.gov/climate-change

Defining a Property’s Unique Flood Risk

Learn how the distance to a flooding source, the types and frequency of flooding and the cost to rebuild a home create a complete picture for your clients about their risk. The changing climate brings uncertainty. You can bring your clients peace of mind by offering a flood insurance policy quote.

Talking Points

  1. From 1980–2000, the NFIP paid almost $9.4 billion in flood insurance claims. From 2000–2020, that number increased over 660% to $62.2 billion due to the changing climate.

  2. According to NASA, globally, sea levels have risen about 5–8 inches in the last 100 years due to climate change, with no signs of slowing down.

  3. On average, according to NOAA, global temperatures have increased by 0.14 degrees Fahrenheit each decade since 1880 -— and that pace has more than doubled in the last 50 years as a result of climate change.

  4. There is typically a 30-day waiting period between submitting the flood insurance policy application and the effective date. If you wait until severe weather arrives, it is likely already too late.

red microphone

Stay up to date on flood insurance. 

Follow the NFIP on LinkedIn to stay informed!