Make Sure Your Residents Know Their Hurricane Flooding Risk

Flooding can happen to anyone, anywhere. During hurricane season, the risk of flooding only increases. If you live in and around areas prone to hurricanes, use the resources below to raise awareness about flood risk and how flood insurance can help protect your community.

Take action: join the campaign

Get the word out in your community.

More on the NFIP Hurricane Season

Just one inch of water in a home or business can cause $25,000 in damage. But flood insurance helps protect homes and possessions, helping communities recover faster. See how you can provide your community with information on flood insurance from the NFIP.

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Talking points

  • Hurricanes can bring heavy rains, high winds and storm surges that cause tides to swell and push water on shore. And big waves can erode natural barriers, leaving coasts more vulnerable to future storms and flooding.
  • During a hurricane, if the soil can’t absorb rainwater fast enough or storm drains can’t handle the runoff, rain can lead to flash floods.
  • Most homeowners and renters insurance policies do not cover flood damage, and flood insurance policies don’t automatically renew.
  • While an inch of water in your home might not seem like a lot, it’s enough to cause over $25,000 worth of damage.
  • There are a variety of hidden risks that can put your house in danger of flooding, like new housing developments or changes in weather patterns. Flood insurance is a surefire way to protect your home, even when it doesn’t face the obvious risks for flooding.
  • With flood insurance, you’ll have one less thing to worry about when a flood damages your home or belongings. And while the process of recovering may seem daunting, flood insurance makes it possible.