School Is Out; Flood Risk Is Still Here

Flood Risk Doesn't Take A Break 

As the summer season approaches, many families look forward to spending time by the water. Whether it's a day at the beach, a weekend at the lake, or a family vacation to a coastal destination, water activities are a popular way to beat the heat. But it's important to remember that water can also be a source of danger.

Heavy rainfall, tropical storms and hurricanes can all lead to flooding. The summer months are often the most active for hurricanes and tropical storms, which can cause significant damage from storm surges and heavy rainfalls. Even areas not typically prone to flooding can be at risk during these events.

It's important for insurance agents to emphasize to their clients that flood risk doesn't take a break during the summer. Homeowners and renters need to be aware of the potential risks and take steps to protect their property and belongings. 

Less Worry, More Summer Fun

As an agent, you can help your clients understand the importance of flood insurance, especially during the summer months. Encourage them to review their policies and ensure adequate coverage for their property and belongings. If they don't have flood insurance, inform them about the NFIP and how to obtain coverage. 

In addition to flood insurance, there are other steps homeowners and renters can take to minimize their flood risk, including elevating their homes or installing flood barriers, keeping gutters and downspouts clear of debris, and ensuring that sump pumps are in good working order.

How Can I Help?

By working with your clients to assess their flood risk and provide them with the necessary coverage and information, you can help them enjoy their summer activities with peace of mind, knowing that they are protected in the event of a flood.