Protect Your Client’s Future
The National Flood Insurance Program (NFIP) has stood strong for more than 50 years, helping Americans of all backgrounds protect the lives they’ve built with flood insurance. While we don’t know when it will happen, when that next storm gathers, the NFIP will be there to help. The NFIP is ready to help Americans withstand the climate hazards of today and those we anticipate for tomorrow.
The changing climate is a force multiplier—increasing the number and severity of storms and floods that threaten the well-being of people across our nation. Flooding and hurricanes are the costliest and most common disasters in the U.S., with 99% of counties having experienced a flood. As an insurance agent, you probably know that most property and renters insurance policies don’t cover flooding. This means that if a flood occurs, only flood insurance can ensure that policyholders are able to take back their lives.
Here’s how you, as an insurance agent, can help to safeguard your clients’ future.
Answer their questions
People want to know whether they can trust their insurance agent and their policy. The NFIP makes it easy to answer any questions your clients have about flooding and flood insurance. With the Answers to Questions about the NFIP, this part of your job just got easier.
Explain their coverage options
Jargon schmargon! Your clients need to know, in the simplest terms, what they can expect from their policy. With the NFIP Summary of Coverage, you can provide them just that, in a way that’s easy to read and digest.
Ensure they renew their policy
Flooding is expensive, so it’s critical you talk to your clients annually to ensure they recognize the risks their homes may face and renew their policies to guarantee coverage. Talk to them about the specific flood risk in their area using NFIP tools to help them make an informed decision.
It’s easier than it sounds to ensure your clients have the protection their homes need to weather the storms. Whether renting their first apartment or moving into their forever home, you can help your clients find a policy that protects their future.
