Inland Flooding and Your Customers

Ninety-eight percent of all U.S. counties have experienced a flooding event.  

In the face of such a prevalent threat, it’s essential to communicate the implications and proactive measures to your customers so they can protect themselves and their assets.  

Inland Flooding: The Reality

Inland flooding, also known as “metropolitan” or “metro flooding,” is typically caused by overflowing rivers or flash floods due to heavy rainfall in areas not near a coastline or large body of water. In recent years, inland flooding has emerged as a relentless force impacting families, businesses and communities across the nation.  

Whether your customers reside in bustling cities or serene rural areas, the threat of flooding looms large. 

NFIP Flood Insurance: A shield against financial loss

Flood insurance from the NFIP bridges the gap left by traditional policies, providing comprehensive coverage for your customers’ property, belongings and livelihoods. With a policy in place, customers gain the confidence and peace of mind to navigate through the uncertain waters of potential flood events. 

As insurance agents, it is imperative to educate communities on their risk and how they can take action today.  

Key Benefits of NFIP Flood Insurance:

• Comprehensive Coverage: NFIP flood insurance offers coverage to protect both your customers’ structures and their contents, leaving customers with the reassurance that they can recover from flood-related damages. 
• Financial Security: In the face of adversity, NFIP flood insurance helps those affected by flood damage rebuild and recover without being overwhelmed by the burden of uninsured losses.
• Accessible and Affordable: With Risk Rating 2.0, NFIP offers flood insurance coverage that is accessible and affordable, tailored to fit the unique flood risks of your community. 
• Community Resilience: By encouraging your customers to participate in the NFIP, agents contribute to building community resilience. A network of flood-insured individuals and businesses strengthens the entire community's ability to bounce back after a disaster. 

Take Action Now

In the face of the stark realities of inland flooding, procrastination is a luxury that homeowners, renters and business owners cannot afford. Flood insurance keeps customers in control, knowing they’re financially protected from flood damage. Help your customers understand their risk today so they can protect the lives they’ve built far into the future.